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The CroydonPlus CU Choice Loan is available to all members who are Homeowners, Employed and live or work in our common bond areas of Croydon, Merton or Sutton.



  • Open to All Members who are Homeowners and in full time employment (minimum of 2 year continuous employment)

  • Maximum Loan of up to £15,000 

  • APR: 9.4 %

In order for your Loan application to be considered, you must have an active membership with us. If you aren't already a member, you will be able to register for membership whilst applying.

The easiest way to apply for a CU Choice Loan is to APPLY ONLINE.

As part of the loan review process all applicants will be required to provide a minimum of 2 months’ bank statements for all currently active Bank Accounts (including savings accounts). The statements must be in a PDF format and can be sent either via email to:, Open Banking or uploaded to the Nivo app. You may be asked to provide further documentation should it be required.

IMPORTANT** If you have an existing loan product, which is up to date on repayments (not in default), you may be eligible to apply for an alternative loan product to better suit your needs.

Our expert team is dedicated to providing personalised guidance, ensuring that you understand all of your options and choose the one that best suits your situation. (Subject to our lending criteria, as well as eligibility and affordability checks.)

All rates and information is correct as of 1st June 2024

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