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The Saver Loan is our most popular loan. This loan is designed to encourage members with a good savings history to consider the CroydonPlus Credit Union instead of other high-street lenders when borrowing for larger purchases.



  • Membership Qualification: 3 months

  • Minimum Savings: 3 regular monthly payments (No minimum deposit)

  • First Loan up to £1,500 above Savings (Minimum Loan: £200)

  • Maximum Loan: £5,000 above Savings (subject to saving and loan history)

  • 26.8% APR for Loans up to £2,999.99

  • 19.6% APR for Loans of £3,000 and over

The easiest way to apply for a Saver Loan is to APPLY ONLINE


As part of the application process, you will be asked to provide copies of two months bank statements and two months payslips, so please ensure that you have access to these before you begin the application.


If you would prefer to complete the application on a paper form, please contact us at: and we can send you one. 

All rates and information is correct as of 1st October 2023

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